Eleven item types, four cross-cutting capabilities, one private vault. Designed for how Indian households actually keep score.
Bank account tracker for Indian families
Savings, current, salary, NRE, NRO. Account number, branch, IFSC, holders, nominees, last verified balance, and primary statements — together. Upload a statement and Unyt parses recent balances and recurring debits so the page is never out of date.
Credit card and statement vault
Network, last four, billing cycle, EMIs, reward programme, and add-on cards. Add monthly statements and we surface the dues across cards in a single upcoming view.
Property and document register
Owned and inherited property: address, ownership type, title documents, ongoing dues, mutation status, and rental income. The kind of paperwork families lose tucked into bank lockers.
Loan and EMI tracker
Home, auto, personal, education, gold, business — each with EMI, principal outstanding, prepayment options, foreclosure terms, and lender contact. Surface upcoming EMI cuts on the home view.
Insurance policy organizer
Term, health, motor, home, travel. Sum insured, premium frequency, riders, claim history, agent details, and claim helpline numbers. Drop the policy PDF and the data fills itself.
Mutual funds, FDs, NPS, EPF, stocks tracker
Mutual funds (with CAS upload), fixed deposits, NPS, EPF, PPF, stocks, bonds, AIFs, and PMS. One readiness view across asset classes, the way an actual household thinks about money.
Subscription and recurring payment tracker
OTT, software, gym, school fees, donations, club memberships. Auto-debit dates, renewal reminders, and one place to cancel from when a subscription stops earning its keep.
ITR and tax document vault
Year-on-year ITR records, Form 16, AIS/TIS exports, capital gain statements, and acknowledgement numbers. The trail your CA always asks for in March.
Family financial contacts directory
CA, lawyer, doctor, family advisor, insurance agent, bank RM, locker key holders. The people your family will need to reach — and probably will not know how to find.
Password and credentials vault
Bank logins, brokerage credentials, government portals, locker codes, ATM PINs. Encrypted on your device with a key derived from your master password before anything sensitive reaches our servers.
Family document storage
PAN, Aadhaar, passport, driving licence, marriage certificate, birth certificate, will, lease deed, share certificate. The paperwork your family will dig through one day — kept in one searchable place.
Switch between a private "Me" desk and a shared "Family" space. Each item carries its own private / family / shared visibility flag — collaboration without all-or-nothing exposure.
Upload a bank statement, mutual fund CAS, NPS statement, or insurance policy. Unyt extracts structured data, you confirm, and the inventory updates without manual entry.
A single 0–100 score that shows whether the people stepping in for your family would actually be able to. Bank accounts mapped, nominations recorded, insurance discoverable, emergency fund visible, important documents uploaded.
Joint accounts, nominations, HUF structures, EPF and PPF, shared insurance, pooled investments — designed for how Indian families actually work, not a generic Western template.
Free to begin. No card required.