Features

Make every important record findable.

Ten item types, four continuity capabilities, one private map. Designed for the records Indian households actually need when a bank, insurer, CA, nominee, or family member asks for proof.

Start with the records that trigger action

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Bank accounts

Bank account tracker for Indian families

Savings, current, salary, NRE, NRO. Account number, branch, IFSC, holders, nominees, last verified balance, and primary statements — together. Upload a statement and Unyt parses recent balances and recurring debits so the page is never out of date.

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Credit cards

Credit card and statement organizer

Network, billing cycle, EMIs and add-on cards. Add monthly statements and we surface the dues across cards in a single upcoming view.

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Real estate

Property and document register

Owned and inherited property: address, ownership type, title documents, ongoing dues, mutation status, and rental income. The kind of paperwork families lose tucked into bank lockers.

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Loans

Loan and EMI tracker

Home, auto, personal, education, gold, business — each with EMI, principal outstanding, prepayment options, foreclosure terms, and lender contact. Surface upcoming EMI cuts on the home view.

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Insurance

Insurance policy organizer

Term, health, motor, home, travel. Sum insured, premium frequency, riders, claim history, agent details, and claim helpline numbers. Drop the policy PDF and the data fills itself.

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Investments

Mutual funds, FDs, NPS, EPF, stocks tracker

Mutual funds (with CAS upload), fixed deposits, NPS, EPF, PPF, stocks, bonds, AIFs, and PMS. One readiness view across asset classes, the way an actual household thinks about money.

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Subscriptions

Subscription and recurring payment tracker

OTT, software, gym, school fees, donations, club memberships. Auto-debit dates, renewal reminders, and one place to cancel from when a subscription stops earning its keep.

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Tax filings

ITR and tax document organizer

Year-on-year ITR records, Form 16, AIS/TIS exports, capital gain statements, and acknowledgement numbers. The trail your CA always asks for in March.

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Contacts

Family financial contacts directory

CA, lawyer, doctor, family advisor, insurance agent, bank RM, locker key holders. The people your family will need to reach — and probably will not know how to find.

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Documents

Family document storage

The paperwork your family will dig through one day — kept in one searchable place. Keep all your documents organized in one place which you think your family might need one day or if you forgot carrying your ID proof somehwere.

Designed to help you finish the map

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Me vs Family modes

Switch between a private "Me" desk and a shared "Family" space. Each item carries its own private / family / shared visibility flag — collaboration without all-or-nothing exposure.

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Document parsing

Upload a bank statement, mutual fund CAS, NPS statement, or insurance policy. Unyt extracts structured data, you confirm, and the inventory updates without manual entry.

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Family Readiness Score

A single 0–100 score that shows whether the people stepping in for your family would actually be able to. Bank accounts mapped, nominations recorded, insurance discoverable, emergency fund visible, important documents uploaded.

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Built for Indian households

Joint accounts, nominations, HUF structures, EPF and PPF, shared insurance, pooled investments — designed for how Indian families actually work, not a generic Western template.

Start with 10 records. Invite family later.

Free to begin. No card required. First 500 families get Premium year one free.