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Bank accounts
Bank account tracker
Savings, current, salary, NRE and NRO — with account number, branch, IFSC, holders, nominees and the latest balance. Upload a statement and Unyt reads recent balances and recurring debits for you.
Features
Ten record types, a private-to-shared visibility model, and a readiness view that shows what is still missing — designed for the proof Indian households actually need when a bank, insurer, CA or family member asks.
- check_circle10 record types
- check_circleMe · Family · Shared
- check_circleReadiness built in
A closer look
The everyday screens your family will rely on
Seven views that turn scattered money, paperwork and people into one place anyone you trust can step into.
01Your money map
Everything you own and owe, in one calm view
Assets, liabilities, insurance and recurring money — grouped the way a household actually thinks, not the way ten different apps do. Add a bank account, an investment, a property or a loan and the picture completes itself.
- checkAssets, liabilities and insurance at a glance
- checkAdd an item in seconds, or upload a statement to fill it
- checkSwitch between Me and Family without losing your place
02Me vs Family
A private desk and a shared family space
Keep personal records to yourself, move household ones into Family, and decide item by item who can see what. Real collaboration, without all-or-nothing exposure.
- checkPrivate · Family · Shared visibility on every item
- checkOne tap switches your entire view
- checkEveryone keeps their own private login
03Family Readiness
Know exactly what is missing — before it matters
Unyt surfaces how findable your finances really are, then lists the open gaps in plain language: a missing nominee, a contact no one has, coverage your family does not know exists.
- checkA live readiness view across every category
- checkSpecific, fixable gaps — not vague advice
- checkBuilt around how Indian families actually step in
04Upcoming transactions
Never get surprised by what is due
Salary, EMIs, premiums and subscriptions — the money moving in and out of your accounts, surfaced on your home screen before the date arrives, not after the debit.
- checkCredits and debits on one calm timeline
- checkSpot a renewal before it auto-charges
- checkRight on the home screen, every day
05Recurring & planning
Plan the month before it happens
See every recurring credit and debit laid out on a calendar, with the net cash flow for the month. The rent, the EMI, the SIP and the salary — all accounted for in advance.
- checkMonthly credits, debits and net flow at the top
- checkA visual calendar of every recurring payment
- checkJump between months to plan ahead
06Documents
Every important document, findable in seconds
Policies, statements, registry papers and IDs — searchable, categorised, and attached to the records they prove. The paperwork your family would otherwise have to dig through one day.
- checkSearch and filter by category, type or date
- checkLinked to the account, policy or property it belongs to
- checkEncrypted at rest, kept in one place you control
07Family sharing
Bring your family in — on
Invite the people you trust with a simple code. They join, you approve, and everyone sees exactly what you have chosen to share. One Premium plan covers the whole household.
- checkShare a single invite code or link
- checkOwner controls and member roles
- checkUp to eight members on Premium — one family price
Ten lanes, one map
Start with the records that trigger action
Each record carries notes, attachments and a visibility choice you control — so the answer is never split across apps, PDFs, email and memory.
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Credit cards
Card & statement organiser
Network, billing cycle, EMIs and add-on cards. Add monthly statements and dues across every card surface in a single upcoming view.
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Real estate
Property & document register
Owned and inherited property: address, ownership type, title documents, ongoing dues, mutation status and rental income — the paperwork families lose inside a locker.
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Loans
Loan & EMI tracker
Home, auto, personal, education, gold and business — each with EMI, principal outstanding, prepayment terms and lender contact. Upcoming EMI cuts surface on the home view.
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Insurance
Policy organiser
Term, health, motor, home and travel. Sum insured, premium frequency, riders, claim history, agent details and helpline numbers. Drop the policy PDF and the data fills itself.
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Investments
MF, FD, NPS, EPF & stocks
Mutual funds with CAS upload, fixed deposits, NPS, EPF, PPF, stocks, bonds, AIFs and PMS. One readiness view across asset classes, the way a household actually thinks about money.
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Subscriptions
Recurring payment tracker
OTT, software, gym, school fees, donations and club memberships. Auto-debit dates, renewal reminders, and one place to cancel from when a subscription stops earning its keep.
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Tax filings
ITR & tax document organiser
Year-on-year ITR records, Form 16, AIS/TIS exports, capital-gain statements and acknowledgement numbers — the trail your CA always asks for in March.
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Contacts
Financial contacts directory
CA, lawyer, doctor, family advisor, insurance agent, bank RM and locker key holders — the people your family will need to reach, and probably will not know how to find.
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Documents
Family document storage
The paperwork your family will dig through one day, kept in one searchable place — and the ID proof you wish you had on you the moment you needed it.
And the things that make it feel effortless
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Upload, confirm, done
Drop a bank statement, mutual-fund CAS, NPS statement or insurance policy. Unyt extracts the useful bits and you confirm before anything is saved — no live bank sync, no guesswork.
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Private by design
Encrypted in transit, with sensitive fields encrypted at rest. You decide what stays on your private desk and what your family can see — nothing is shared by default.
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Built for Indian households
Joint accounts, nominations, HUF structures, EPF and PPF, shared insurance and pooled investments — modelled on how Indian families really work, not a generic template.
Start with 10 records
Free to begin, no card required. The first 500 families get Premium free for year one.