₹60,518 crore
Unclaimed deposits transferred by public sector banks to RBI’s DEA Fund.
Reported by the Ministry of Finance as of 31 Jan 2026. Source
Why Unyt exists
We built Unyt for the day no family should have to search.
A family can spend decades earning, saving, buying insurance, paying EMIs, filing taxes, and quietly building a safety net. But in one hospital corridor, one sudden loss, or one emergency phone call, that safety net can become a maze if nobody knows what exists, where the proof is, and who is allowed to access it.
“We knew he had planned for us. We just didn’t know where anything was.”
Unyt exists so a family’s preparation does not disappear behind passwords, folders, old emails, half-remembered policies, or one person’s memory.
The problem is bigger than one family
Missing financial context is not rare. It is everywhere.
These public numbers are not here to frighten anyone. They are a reminder that money can be earned, saved, insured, invested, and still become hard for rightful people to find when records, nominees, documents, and next steps are scattered.
Unyt is not a recovery portal. It is the private map you build before a crisis, so your family is not forced to reconstruct your financial life from memory.
₹8,973.89 crore
Unclaimed insurance amount outstanding with insurers.
Reported by the Ministry of Finance as of 28 Feb 2026. Source
₹3,749.34 crore
Value of unclaimed mutual fund amounts under SEBI regulations.
Reported by the Ministry of Finance as of 28 Feb 2026. Source
₹8,505.23 crore
Amount held in inoperative EPF accounts.
Reported in a Lok Sabha answer as of 31 Mar 2024. Source
Note: EPFO states that there are no “unclaimed accounts” in EPF; the official term used in the Lok Sabha answer is “inoperative accounts,” with definite claimants.
What Unyt is
A living financial map for the people who may one day need it.
Unyt helps a household organize the records, proof, permissions, and missing gaps that sit behind daily financial life. It is for the spouse trying to find an insurance policy, the child helping a parent, the sibling closing a loan, or the nominee who needs the right document before a branch, insurer, employer, or advisor can help.
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What exists
Bank accounts, policies, loans, investments, subscriptions, tax filings, property records, and the details families usually discover too late.
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Where the proof is
Documents, notes, contacts, renewal dates, account identifiers, and the evidence someone would need before they can act with confidence.
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Who can see it
Private, family, and shared visibility choices so each item reaches the right person without exposing everything to everyone.
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What is missing
Nominees, coverage gaps, unmapped accounts, documents not attached, and unfinished details that quietly become tomorrow’s confusion.
Who is building Unyt?
Craftfin Technology Labs, Bengaluru.
Unyt is built by Craftfin Technology Labs Pvt Ltd (CIN: U66190KA2024PTC194276), a Bengaluru-based company focused on practical, trustworthy tools for personal finance and family information management.
We are building for continuity, not just convenience.
The point is not to make people enter data for the sake of a cleaner dashboard. The point is to help a family answer the questions that become urgent when the person who knows everything is unavailable: what exists, where is the proof, who should act, and what is still missing?
How are we building Unyt?
With privacy, proof, and Indian household reality as first principles.
Privacy by construction
Sensitive details and durable document files are encrypted on device before storage. We do not sell your personal data or use your financial data for advertising.
Documents as the source of truth
Unyt is designed around proof, not memory. A record is more useful when it carries the policy PDF, nominee note, renewal reminder, or advisor contact beside it.
Built for Indian families
The product is shaped around real household complexity: EPF, PPF, insurance, loans, tax filings, property papers, joint accounts, nominations, and family visibility.
Calm over complexity
We want Unyt to feel like a patient checklist, not another financial dashboard. Every feature has to make a hard day easier to navigate.
Have a feature request? Send it to support@unyt.money.
Built with lovefor Indian families in Namma Bengaluru.
Build the map while everyone is around to make it accurate.
A few calm minutes today can spare your family weeks of searching later. Start with the essentials, add proof as you go, and share only what each person should see.
For media or partnership inquiries, write to hello@unyt.money.